The question of the value of pet health insurance is one well worth exploring. The important thing is to understand the purpose of pet insurance.
Pet insurance provides protection against unexpected and unplanned expenses for which you would have difficulty paying for out-of-pocket.
If you’ve always had healthy pets, then you have been incredibly lucky, but you never know what the future may hold. If you think there are too many exclusions, please take another look. There are dozens of companies offering pet insurance, and many of them will tailor a policy to your requirements.
When you bring your unwell fur baby to us, looking for answers and solutions, your veterinarian will often need to run tests, take radiographs or even operate. In serious cases or emergencies, they may need to refer you to a specialist or a hospital. Recommended tests and referrals play an important role in providing the quality healthcare your pet needs and can be the difference between the successful or unsuccessful treatment of your pet.
Is a pet savings account an alternative to insurance?
A savings account for your pet is a great idea, but it’s not a replacement for pet insurance; it should be in addition to it. The reason? What if two months into your savings plan, your pet becomes seriously sick or injured and requires treatment totaling several thousand dollars? You’d be a little short. That’s when a pet insurance policy comes in handy. Situations like this happen all the time in veterinary hospitals around the country.
If you are willing to spend $5000, $10,000 or more on your pet but are worried about how you would afford it, we strongly recommend you purchase pet insurance. Remember, as with any insurance policy, you are liable for the deductible for each condition, so make sure you would have sufficient funds in the bank to cover those costs, should they ever be needed.
So, is pet insurance worth it?
Now you know a little more about pet insurance, but you probably have many more questions. Here at Edgemont Veterinary Clinic, we are happy to answer your questions. We can provide referrals to participating insurance companies, who in turn can provide detailed information about particular policies.
Remember, the best time to take out a policy is as soon as you get your pet home – when they are fit and healthy. We are happy to provide you with 30 days free insurance following an appointment with your vet. This is immediate coverage for accidents or illnesses and provides your pet with protection while you consider your options. Don’t worry! There is no contract in place with those free 30 days of protection, so if you choose not to take about a policy with that company you don’t even need to cancel! It’s as easy booking your appointment with us.
Have the peace of mind knowing that you can provide your fur baby with the care you want to give them without the financial stresses that are often involved. Worry about your pet, not your bank balance…
Contact us today on 403 239 4657 if you have more questions or would like to schedule an appointment.
We look forward to seeing you soon!